Offshore banks for startups do exist in 2026, but access depends far more on startup stage, structure, and risk profile than on bank choice. This feature explains how offshore banks actually assess startups and founders, why many applications are rejected, and what early-stage companies that succeed tend to do differently when banking internationally.

Offshore banking for digital agencies is possible in 2026, but it works very differently from what most agency owners expect. This feature explains how offshore banks actually assess digital agencies, why many applications are rejected, how service-based risk is evaluated, and what agencies that succeed tend to do differently when banking internationally.

Banking in Puerto Rico is often misunderstood as offshore banking, but in 2026 it remains firmly part of the US financial system. This feature explains how Puerto Rico banking actually works, why tax incentives are frequently confused with banking benefits, how accounts are regulated and reported, and who Puerto Rico banking is — and is not — suitable for.

Crypto friendly banks do exist in 2026, but the term is widely misunderstood. This feature explains what banks actually tolerate when it comes to crypto activity, why accounts are still closed even at so-called friendly institutions, how banks assess risk behind the scenes, and what crypto users can realistically expect when banking in today’s compliance environment.

Cook Islands banks are real, regulated, and conservative in 2026, but they are often misunderstood by offshore clients. This feature explains how the Cook Islands banking system actually works, who can realistically open accounts, how banking differs from trust structures, and why Cook Islands banks are usually a niche or complementary option rather than a primary offshore banking hub.

Swiss bank account opening minimum balances vary widely in 2026 and depend far more on client profile than advertised figures suggest. This feature explains why Swiss banks impose minimums, how thresholds differ for residents and non-residents, what private banking really requires, and why meeting the minimum alone does not guarantee approval.